Answer a few questions about your claims operation. We'll show you how much value an AI Agent can generate.
Currency:
1. Your operation
2. AI Agent coverage
3. Your results
Tell us about your claims operation
Every field here maps directly to a number in your results. Nothing hidden.
claims / yr
Total claims processed across all lines you selected, in a typical year.
FTE
Full-time equivalents handling these claims today. Decimals are fine, e.g. 6.5.
days
From first notice of loss to claim closure, on average.
€
Fully loaded: labor, overhead, admin. Unsure? Leave blank, we'll use an industry-typical default for your currency.
€
What you typically pay out per claim, across all claim types, before any fraud or leakage is caught.
% / next few yrs
Rough estimate over 2–3 years. This feeds both the hiring you avoid and the extra scale-driven savings as volume grows, AI's marginal cost stays flat where headcount cost wouldn't.
What should the AI Agent handle?
Line(s) of business, which stage(s) it covers, and what you're optimizing for.
Line(s) of business
MotorAuto, fleet✓
PropertyHome, commercial✓
TravelTrip, delay, medical✓
Bodily InjuryLiability✓
Workers CompOccupational✓
MarineCargo, hull✓
PetVet, accident✓
SpecialtyWarranty, niche✓
OtherCustom line✓
Select as many as apply. We blend across your selected lines, and the more lines you combine, the more we trim the top end of the range, since multi-line operations are genuinely harder to optimize to the ceiling.
Which stage(s) should the Agent handle?
Each stage stands on its own, or combine them.
🔗 All three selected — this is Claim E2E .
✓
Claim Intake
Eliminate manual effort at the front door. Every claim enters complete, classified, and ready for investigation.
Capture & register
Verify & triage
Collect missing info
✓
Claim Processing
The Agent thinks, not just acts. Damage, liability, fraud, and reserves, resolved before a decision is needed.
Assess damage & liability
Detect fraud & leakage
Calculate reserves
✓
Claim Closure
The Agent closes the loop. Settlement, recovery, and compliance, with people involved only where you say so.
Settle & pay
Run recoveries
Close, audit-ready
What are you optimizing for?
Select one or more. This changes how the value is generated within the stage(s) above.
✓
Maximum Automation
Within whatever stage(s) you selected, push toward automating as many individual tasks as possible. Breadth over depth, fewer manual touches, lower cost per claim.
Drives efficiency
Fastest cost reduction
✓
Improve Quality of Work
Within whatever stage(s) you selected, put the Agent's effort into the hardest calls, catching what a rushed handler might miss. Depth over breadth, stronger fraud catch, more accurate reserves.
Drives effectiveness
Highest fraud/leakage capture
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Capacity Extension
Let the Agent take straightforward, low-risk claims all the way through on its own, even while your team stays hands-on for the complex ones. Strongest when Claim Closure is selected, since that's what full autonomy needs.
Drives scale
Growth without a hiring spree
Where this configuration will show up
Team Performance
Business Efficiency
Customer Satisfaction
Team Performance responds to your optimization choice, it's available in every stage. Business Efficiency needs Claim Processing selected, that's where fraud & leakage detection lives. Customer Satisfaction scales with how much of the claim you cover, faster resolution end to end, boosted further by Capacity Extension.
Estimated annual impact
€0 – €0
Net value created per year, based on your inputs
0x
Return multiple
0 mo
Payback period
€0 → €0
Cost per claim
Where the value comes from
Four buckets. Each tagged with who feels it. Only the first two are added into the total above.
Cost Reduction
Team & Business
€0 – €0
Lower cost per claim, from less manual work, plus a scale bonus as volume grows: AI's marginal cost stays flat where headcount cost wouldn't. Counted in the total above.
Cost Avoidance
Business
€0 – €0
Fraud, leakage, and processing errors caught before they cost you, plus the hiring you avoid. Counted in the total above.
Time to Value
Business
– → –
Calculated directly from your handling-time input
The overall time it takes to handle a claim, start to finish. This one number moves a lot of things: less time a case sits open and consumes attention, reserves held for less time, and a customer who isn't left wondering where things stand. Calculated directly from your handling-time input, not directional, and not converted to euros here since a euro figure would need a cost-of-capital assumption we don't have from you.
Customer Satisfaction
Customer
+0%
Modeled from your expected cycle-time improvement above, faster claims are the single biggest lever on claims CSAT. An estimate, not a guarantee, we don't collect your actual survey data here.
▸ Full breakdown, line by line
Where you'll feel it
👥
Team
0%
of admin time reclaimed
🏢
Business
+0%
more volume, same team
€0 – €0
protected from fraud, leakage & the hiring you'd have needed for growth, a separate pool of value from Team's time reclaimed
🙋
Customer
0%
faster claim resolution
In our most dramatic cases, claims that took 30 days now take 1.
⛈
Business
Absorb seasonal and CAT-driven claim spikes without temporary staffing
Figures shown are directional estimates based on typical outcomes and the ranges in our published case studies, not a formal quote. Where the Agent covers only part of a claim, we split expected value across stages using a model, weighted by what you told us you're optimizing for, not a measurement of your specific operation. Where your real time and cost actually goes likely differs by claim type, and that's exactly the kind of detail a real conversation with our team would refine. Customer satisfaction is modeled from your cycle-time improvement, not measured survey data. The 30-day-to-1-day example is an illustrative best case, not a guarantee. Cost-per-claim defaults and line-of-business benchmarks are illustrative starting points and should be verified with sourced data before this tool is used with real prospects. This calculator is meant to give you a fast, directional starting point, speak with our team for a proposal built around your actual operation.
Value growth over 3 years
As your claim volume grows, so does the value, the Agent's cost per additional claim barely moves.
You're not covering the full claim yet. Here's what adding a stage would unlock:
Get this as a report
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