Simplifai and Stillwater expand strategic partnership to transform homeowner claims

Simplifai and Stillwater are joining forces to reshape homeowner claims with AI. This expanded partnership moves beyond traditional pricing models to co-develop smarter, claim-based solutions, starting with a new AI Agent designed to simplify and accelerate the claims journey. Built to support, not replace, claims handlers, the Agent brings clarity, speed, and transparency to every step, while keeping humans in control.

Oslo, Norway / Jacksonville, Florida – September 24, 2025 – Simplifai, a leading provider of Agentic AI solutions for the insurance industry, today announced an expanded partnership with Stillwater Insurance Group, a seasoned provider of personal and commercial insurance products in all 50 U.S. states.

Building on a successful customer relationship, the new agreement marks a strategic shift from document-based pricing to a more tailored, claim-based model – reflecting deeper collaboration and shared innovation. As part of this evolution, John Dole (AVP, CISO, and Infrastructure at Stillwater) has joined the Stillwater Product Advisory Board, reinforcing the commitment to co-developing AI-driven solutions that meet real-world insurance needs.

“Stillwater is one of those unique customers who understand both exactly how to utilize the capabilities in our platform, to the level where they are now building their own AI agents. This combined with the visions of how we can develop our solutions further to bring even more value to their business, makes me very happy to have them as customer and sparring partner.” - Even Birkedal - Director Strategic Accounts at Simplifai

At the heart of the partnership is a new AI Agent for Homeowner Insurance, designed to simplify and accelerate claims handling. The Agent delivers a structured overview of each claim, including:

• Claim overview: Insured name, date of loss, type of loss, date reported, damage amount, deductible, payable amount, current status ‍
• Summary and recommendations: A concise summary of the claim, followed by recommended next steps ‍
• Claim timeline: Key events with dates and responsible parties ‍
• Detailed narrative of events: A chronological summary from first notice of loss to closure ‍
• Field findings and export reports: Observations and supporting documentation
• ‍Communication and tone analysis: Insights into tone and clarity across communications ‍
• Payment summary: Tabulated breakdown of payments by date, amount, purpose, vendor, and coverage ‍
• Problems, fraud indicators and red flags: Identified risks and anomalies ‍
• Document-based communication timeline: Timestamped, structured overview of submitted documents

“Innovation in insurance only matters if it builds trust. By partnering with Simplifai, we are introducing technology that brings clarity, consistency, and transparency to the claims journey – without losing the human touch. This AI Agent is built to support claims handlers – not replace them. It brings precision and speed to the claims process, while keeping humans in control.” - John Dole, AVP, CISO and Infrastructure, Stillwater Insurance Group.

About Stillwater Insurance Group

Founded in 2000, Stillwater Insurance Group offers a full suite of insurance products including Auto, BOP, Condo, Dwelling Fire, Home, Renters, and Umbrella. Rated A+ by the Better Business Bureau, A (Exceptional) by Demotech, Inc and B++ (Good) by AM Best, Stillwater is committed to delivering dependable coverage nationwide.

About Simplifai‍

Founded in 2017, Simplifai builds customizable AI Agents for motor, travel, property, and bodily injury claims. Processing over 10 million inquiries annually, Simplifai helps insurers work smarter, scale efficiently, and deliver better service – all while ensuring compliance with GDPR and ISO standards.

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